Debt collection in Poland is governed by the Civil Code and the Act on Payment Terms in Commercial Transactions. Businesses and individuals can enlist debt collection agencies to recover owed funds, operating within legal parameters. Legal action through the court system is an option if informal methods fail, with court judgments enabling enforcement measures such as asset seizure. Consumer protection laws dictate ethical debt collection practices, respecting the rights of debtors. Interest rates and additional costs on overdue payments are regulated by law, providing a framework for the debt collection process in Poland.
More information by this link:
https://www.grandliga.com/en/debt-collection-in-poland/